Terms and Conditions of Service
These Terms and Conditions govern your use of dureliospha services and website. By accessing our website or engaging consultation services, you agree to be bound by these terms.
These terms were last updated on October 16, 2025
Acceptance of Terms
By accessing dureliospha.com, scheduling consultations, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions along with our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.
Definitions
For purposes of these Terms and Conditions, the following definitions apply:
Services refers to financial consultation services provided by dureliospha including zero-based budgeting guidance, values alignment reviews, expense analysis, and related consultation offerings.
Client or You refers to individuals or entities accessing our website, scheduling consultations, or receiving services from dureliospha.
We, Us, or Our refers to dureliospha, the financial consultation service operating at dureliospha.com.
Website refers to dureliospha.com and all associated pages, content, and functionality.
Service Usage Terms
Our consultation services are provided for informational and analytical purposes. Services do not constitute financial advice, and we do not make specific recommendations to buy, sell, or hold financial products. You remain responsible for all financial decisions.
Eligibility
Services are available to individuals 18 years or older who are residents of Australia. By using services, you represent and warrant that you meet these eligibility requirements and have legal capacity to enter into binding agreements.
We reserve the right to refuse service to anyone for any lawful reason.
Your Responsibilities as Client
When using our services, you agree to the following responsibilities:
Prohibited Uses
You agree not to use our services or website for any of the following purposes:
Intellectual Property Rights
All content on our website including text, graphics, logos, frameworks, methodologies, and materials provided during consultation are owned by dureliospha and protected by Australian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without express written permission.
Client Information Submission
When you provide information during consultations or through website forms, you grant us permission to use that information to provide services, improve offerings, and fulfill obligations described in our Privacy Policy.
Your Rights to Content
You retain ownership of personal information and financial data you share. We claim no ownership over your content but require license to use it for service delivery purposes as described in our Privacy Policy.
Privacy and Data Protection
Your use of services is also governed by our Privacy Policy, which explains how we collect, use, store, and protect personal information. We comply with Australian Privacy Principles under the Privacy Act 1988. By using services, you consent to data practices described in our Privacy Policy.
View Privacy PolicyService Disclaimers and Limitations
Important limitations regarding our consultation services:
No Financial Advice
Services are consultative and educational, not financial advice. We do not recommend specific investments, products, or financial decisions. Consult licensed financial advisors before making significant financial decisions.
Limitation of Liability
To the maximum extent permitted by Australian law, dureliospha and its consultants shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of services or website.
Indemnification
You agree to indemnify, defend, and hold harmless dureliospha, its consultants, and affiliates from any claims, liabilities, damages, losses, and expenses arising from your breach of these Terms, your use of services, or your violation of any rights of another.
Dispute Resolution and Jurisdiction
These Terms are governed by the laws of Australia:
Arbitration
Any disputes arising from these Terms or services will first be addressed through good faith negotiation. If negotiation fails, disputes will be resolved through arbitration in accordance with the Resolution Institute Arbitration Rules.
You retain the right to seek resolution through Australian courts for disputes that cannot be resolved through arbitration.
Online Dispute Resolution
If you are an EU resident accessing our services, you may access the European Commission's online dispute resolution platform for resolving disputes.
EU Online Dispute PlatformSeverability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives to the greatest extent possible under applicable law, and remaining provisions will continue in full effect.
Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and dureliospha regarding use of services and supersede any prior agreements.
Governing Law
These Terms are governed by and construed in accordance with the laws of the Commonwealth of Australia and the State of Victoria, without regard to conflict of law provisions.
Termination
We reserve the right to terminate or suspend your access to services immediately, without prior notice or liability, for any reason including breach of these Terms. Upon termination, your right to use services ceases immediately.
Modifications
We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to the website. Your continued use of services after changes constitutes acceptance of modified Terms.
Contact Information
For questions regarding these Terms and Conditions, please contact us:
Email Address: content@dureliospha.com
Phone Number: +61 8 2612 7618
Postal Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective Date: These Terms became effective on October 16, 2025
Version: 2.0